Attention homeowners in Hampton and Franklin County: Get an Appraisal today!

Check out the top 7 reasons IA homeowners need Timely Appraisal:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a IA property tax assessment
  3. Remove PMI to reduce a monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in IA by determining the true market value of property in question

Do you own a home in or near Hampton? Do you need help deciding the price of your real estate?
Contact Timely Appraisal.

We at Timely Appraisal understand the individual needs of a consumer in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. As our non-traditionalclient, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Timely Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value report than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We're experienced in helping clients just like you get rid of unwanted PMI insurance.

Challenging a property tax assessment

If you live in an area that is declining or is not appreciating as much as other houses close by, your local tax assessor may have your house overvalued. This means you are probably paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Timely Appraisal is your perfect weapon.

Recently got a freeze your HELOC?

If your property is in a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Timely Appraisal can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for verity? We can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house.